Motor Trade...created
Offers a wide range of core covers to suit the needs of the SME Motor Trade sector.
Our sectionalised policy is designed to cover the property, legal liabilities and motor risks of the business and can be tailored to meet the specific needs of the Motor Trader.
Available Covers:
- Material Damage
- Business Interruption
- Money
- Trade All Risks
- Goods in Transit
- Computer Breakdown
- Employers Liability
- Public & Products Liability
- Motor Road Risks
- Legal Expenses & Uninsured Loss Recovery
- Engineering Inspection
Motor Trade…created provides cover for a wide selection of trades and is available exclusively through our panel of regional independent brokers
Target Trades:
- Mechanical Service & Repairs
- Body Repairs & Paint Spraying
- Sales of New Motor Vehicles
- Sale of Used Motor Vehicles
- Auto Electrician
- MOT Testing
- Windscreen Repairs/Replacement
- Vehicle Audio & Security Systems Installation
- Engine Diagnostics
- LPG Conversions/Fitting/Dealing
- Vehicle Customising
- Clutch & Transmission Repairs
- Towbar Fitting
- Tail Lift Repairs
- Sign Writing/Livery
- Battery Fitting
- Exhaust Fitting?
- Tyre Fitting
- Fuel Sales
Risk Profile:
Which type of risks are we looking to write?
- Private Cars, Light Commercial Vehicles and Motorcycles
- Premises risks with non-combustible construction, retaining low levels of flammables and stored and used strictly in accordance with regulations
- Premises with the appropriate level of physical security
- Businesses trading for a minimum of 5 years
- Risks with no claims in the last 5 years or with a loss ratio to gross premium of less than 20%
- Proposers that are free of convictions, bankruptcy and insolvency and have not had previous insurance declined
- Proposers who have a written Health & Safety policy, good housekeeping and maintenance
